* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-blue: #0066cc;
    --navy-blue: #1a2744;
    --light-blue: #e8f4fc;
    --dark-text: #2c3e50;
    --gray-text: #6c757d;
    --light-gray: #f8f9fa;
    --medium-gray: #e9ecef;
    --white: #ffffff;
    --yellow-star: #ffc107;
    --success-green: #28a745;
    --border-radius: 8px;
    --shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
    --shadow-hover: 0 8px 24px rgba(0, 0, 0, 0.15);
    --transition: all 0.3s ease;
    --max-width: 1200px;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, sans-serif;
    color: var(--dark-text);
    line-height: 1.6;
    overflow-x: hidden;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

ul {
    list-style: none;
}

img {
    max-width: 100%;
    height: auto;
}

.container {
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 20px;
}

/* Buttons */
.btn {
    display: inline-block;
    padding: 14px 32px;
    border-radius: var(--border-radius);
    font-weight: 600;
    font-size: 16px;
    cursor: pointer;
    transition: var(--transition);
    border: none;
    text-align: center;
}

.btn-primary {
    background: var(--primary-blue);
    color: var(--white);
}

.btn-primary:hover {
    background: #0052a3;
    transform: translateY(-2px);
    box-shadow: var(--shadow);
}

.btn-secondary {
    background: var(--white);
    color: var(--primary-blue);
    border: 2px solid var(--primary-blue);
}

.btn-secondary:hover {
    background: var(--light-blue);
}

.btn-dark {
    background: var(--navy-blue);
    color: var(--white);
}

.btn-dark:hover {
    background: #0d1520;
}

.btn-large {
    padding: 18px 48px;
    font-size: 1.1rem;
}

.btn-full {
    width: 100%;
}

/* Header */
.header {
    background: var(--white);
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.08);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 15px 0;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
}

.logo-icon {
    width: 100px;
    height: 40px;
}

.logo-text {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--navy-blue);
}
.logo-img{
    width:200px;
}

.nav-links {
    display: flex;
    gap: 35px;
}

.nav-links a {
    font-weight: 500;
    color: var(--dark-text);
    padding: 8px 0;
    position: relative;
    font-size: 0.95rem;
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--primary-blue);
    transition: var(--transition);
}

.nav-links a:hover::after,
.nav-links a.active::after {
    width: 100%;
}

.nav-links a.active {
    color: var(--primary-blue);
}

.btn-header {
    padding: 12px 24px;
    background: var(--navy-blue);
    color: var(--white);
    border-radius: var(--border-radius);
    font-weight: 600;
}

.btn-header:hover,
.btn-header.active-btn {
    background: var(--primary-blue);
}

.mobile-menu-btn {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
}

.mobile-menu-btn span {
    width: 25px;
    height: 3px;
    background: var(--navy-blue);
    transition: var(--transition);
}

.mobile-menu-btn.active span:nth-child(1) {
    transform: rotate(45deg) translate(6px, 6px);
}

.mobile-menu-btn.active span:nth-child(2) {
    opacity: 0;
}

.mobile-menu-btn.active span:nth-child(3) {
    transform: rotate(-45deg) translate(6px, -6px);
}

/* Hero Slider */
.hero-slider {
    position: relative;
    overflow: hidden;
    background: var(--navy-blue);
}

.slider-container {
    position: relative;
}

.slide {
    display: none;
    padding: 80px 0;
    min-height: 550px;
}

.slide.active {
    display: block;
}

.slide-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 60px;
}

.slide-text {
    flex: 1;
    color: var(--white);
}

.slide-text h1 {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 20px;
    line-height: 1.2;
}

.slide-text p {
    font-size: 1.2rem;
    margin-bottom: 30px;
    opacity: 0.9;
}

.slide-stats {
    display: flex;
    gap: 40px;
    margin-bottom: 30px;
}

.stat {
    text-align: center;
}

.stat-number {
    display: block;
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--yellow-star);
}

.stat-label {
    font-size: 0.9rem;
    opacity: 0.8;
}

.slide-buttons {
    display: flex;
    gap: 15px;
}

.slide-image {
    flex: 1;
    text-align: right;
}

.slide-image img {
    max-height: 400px;
}

.slider-nav {
    position: absolute;
    bottom: 30px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 10px;
}

.slider-dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.5);
    border: none;
    cursor: pointer;
    transition: var(--transition);
}

.slider-dot.active {
    background: var(--white);
}

.slider-arrows {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 100%;
    display: flex;
    justify-content: space-between;
    padding: 0 20px;
    pointer-events: none;
}

.slider-arrow {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.2);
    border: none;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    pointer-events: all;
    transition: var(--transition);
}

.slider-arrow:hover {
    background: var(--white);
}

.slider-arrow svg {
    width: 24px;
    height: 24px;
    color: var(--white);
}

.slider-arrow:hover svg {
    color: var(--navy-blue);
}

/* Section Headers */
.section-header {
    text-align: center;
    margin-bottom: 50px;
}

.section-header h2 {
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 15px;
    color: var(--navy-blue);
}

.section-header p {
    font-size: 1.1rem;
    color: var(--gray-text);
    max-width: 600px;
    margin: 0 auto;
}

/* Calculator Section */
.calculator-section {
    padding: 80px 0;
    background: var(--light-gray);
}

.calculator-wrapper {
    display: flex;
    gap: 50px;
    align-items: center;
}

.calculator-visual {
    flex: 1;
}

.calculator-visual img {
    border-radius: var(--border-radius);
    max-width: 100%;
}

.calculator-form-box {
    flex: 1;
    background: var(--white);
    padding: 40px;
    border-radius: var(--border-radius);
    box-shadow: var(--shadow);
}

.calculator-form-box h2 {
    font-size: 1.8rem;
    color: var(--navy-blue);
    margin-bottom: 10px;
}

.calculator-form-box > p {
    color: var(--gray-text);
    margin-bottom: 30px;
}

.loan-form .form-group {
    margin-bottom: 20px;
}

.loan-form label {
    display: block;
    font-weight: 600;
    color: var(--dark-text);
    margin-bottom: 8px;
    font-size: 0.95rem;
}

.input-wrapper {
    display: flex;
    align-items: center;
    border: 2px solid var(--medium-gray);
    border-radius: var(--border-radius);
    overflow: hidden;
}

.input-wrapper .currency {
    padding: 12px 15px;
    background: var(--light-gray);
    color: var(--gray-text);
    font-weight: 600;
}

.input-wrapper input {
    flex: 1;
    border: none;
    padding: 12px 15px;
    font-size: 1.1rem;
    outline: none;
}

.loan-form select {
    width: 100%;
    padding: 12px 15px;
    border: 2px solid var(--medium-gray);
    border-radius: var(--border-radius);
    font-size: 1rem;
    font-family: inherit;
    background: var(--white);
}

.form-row {
    display: flex;
    gap: 15px;
}

.form-row .form-group {
    flex: 1;
}

.loan-form input[type="range"] {
    width: 100%;
    margin-top: 10px;
    height: 6px;
    -webkit-appearance: none;
    background: var(--medium-gray);
    border-radius: 3px;
}

.loan-form input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 18px;
    height: 18px;
    background: var(--primary-blue);
    border-radius: 50%;
    cursor: pointer;
}

.calc-result {
    background: var(--light-blue);
    padding: 20px;
    border-radius: var(--border-radius);
    margin: 25px 0;
}

.result-item {
    display: flex;
    justify-content: space-between;
    padding: 10px 0;
}

.result-item.highlight {
    border-top: 1px solid var(--medium-gray);
    padding-top: 15px;
    margin-top: 5px;
}

.result-label {
    color: var(--gray-text);
}

.result-value {
    font-weight: 700;
    color: var(--navy-blue);
    font-size: 1.1rem;
}

.calc-note {
    text-align: center;
    font-size: 0.85rem;
    color: var(--gray-text);
    margin-top: 15px;
}

/* App Section */
.app-section {
    padding: 80px 0;
    background: var(--white);
}

.app-wrapper {
    display: flex;
    align-items: center;
    gap: 60px;
}

.app-content {
    flex: 1;
}

.app-content h2 {
    font-size: 2.2rem;
    color: var(--navy-blue);
    margin-bottom: 15px;
}

.app-content > p {
    color: var(--gray-text);
    margin-bottom: 30px;
}

.app-buttons {
    display: flex;
    gap: 15px;
    margin-bottom: 30px;
}

.app-btn img {
    height: 50px;
    border-radius: 8px;
}

.app-features {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.app-feature {
    display: flex;
    align-items: center;
    gap: 10px;
    color: var(--dark-text);
}

.app-feature svg {
    width: 24px;
    height: 24px;
}

.app-image {
    flex: 1;
}

.app-image img {
    border-radius: var(--border-radius);
    max-width: 100%;
}

/* Services Grid */
.services-section {
    padding: 80px 0;
    background: var(--light-gray);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.service-card {
    background: var(--white);
    border-radius: var(--border-radius);
    overflow: hidden;
    box-shadow: var(--shadow);
    transition: var(--transition);
}

.service-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.service-icon {
    height: 180px;
    overflow: hidden;
}

.service-icon img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.service-card h3 {
    padding: 20px 20px 10px;
    font-size: 1.2rem;
    color: var(--navy-blue);
}

.service-card p {
    padding: 0 20px 20px;
    color: var(--gray-text);
    font-size: 0.95rem;
}

.service-card .btn {
    margin: 0 20px 20px;
}

/* Personal Loan Options */
.personal-loan-section {
    padding: 80px 0;
    background: var(--white);
}

.personal-loan-wrapper {
    display: flex;
    gap: 60px;
}

.personal-loan-content {
    flex: 1.2;
}

.loan-nav-tabs {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-bottom: 30px;
}

.loan-tab {
    padding: 12px 20px;
    background: var(--light-gray);
    border: 2px solid transparent;
    border-radius: var(--border-radius);
    cursor: pointer;
    font-weight: 500;
    transition: var(--transition);
}

.loan-tab:hover,
.loan-tab.active {
    background: var(--white);
    border-color: var(--primary-blue);
    color: var(--primary-blue);
}

.loan-details h3 {
    font-size: 1.8rem;
    color: var(--navy-blue);
    margin-bottom: 5px;
}

.loan-subtitle {
    color: var(--gray-text);
    margin-bottom: 30px;
}

.loan-features-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    margin-bottom: 30px;
}

.loan-feature {
    text-align: center;
    padding: 20px;
    background: var(--light-blue);
    border-radius: var(--border-radius);
}

.loan-feature img {
    width: 40px;
    height: 40px;
    margin-bottom: 10px;
}

.loan-feature strong {
    display: block;
    color: var(--navy-blue);
    font-size: 1.1rem;
}

.loan-feature span {
    font-size: 0.85rem;
    color: var(--gray-text);
}

.loan-benefits {
    margin-bottom: 30px;
}

.loan-benefits li {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 0;
    border-bottom: 1px solid var(--medium-gray);
}

.loan-benefits li:last-child {
    border-bottom: none;
}

.loan-benefits img {
    width: 20px;
    height: 20px;
}

.loan-requirements {
    margin-bottom: 30px;
}

.loan-requirements h4 {
    font-size: 1.1rem;
    color: var(--navy-blue);
    margin-bottom: 15px;
}

.loan-requirements ul {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
}

.loan-requirements li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.95rem;
}

.loan-requirements img {
    width: 18px;
    height: 18px;
}

.personal-loan-image {
    flex: 0.8;
    display: flex;
    align-items: center;
}

.personal-loan-image img {
    max-width: 100%;
}

/* Why Choose Us */
.why-choose-section {
    padding: 80px 0;
    background: var(--light-blue);
}

.why-choose-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.why-card {
    background: var(--white);
    padding: 30px;
    border-radius: var(--border-radius);
    text-align: center;
    box-shadow: var(--shadow);
    transition: var(--transition);
}

.why-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.why-icon {
    margin-bottom: 20px;
}

.why-icon img {
    width: 60px;
    height: 60px;
}

.why-card h3 {
    font-size: 1.2rem;
    color: var(--navy-blue);
    margin-bottom: 10px;
}

.why-card p {
    color: var(--gray-text);
    font-size: 0.95rem;
}

/* How It Works */
.how-it-works-section {
    padding: 80px 0;
    background: var(--white);
}

.steps-container {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    margin-bottom: 50px;
}

.step {
    flex: 1;
    text-align: center;
}

.step-number {
    font-size: 2rem;
    font-weight: 700;
    color: var(--primary-blue);
    margin-bottom: 15px;
}

.step-content {
    background: var(--light-gray);
    padding: 30px 20px;
    border-radius: var(--border-radius);
}

.step-icon {
    margin-bottom: 15px;
}

.step-icon img {
    width: 50px;
    height: 50px;
}

.step h3 {
    font-size: 1.1rem;
    color: var(--navy-blue);
    margin-bottom: 10px;
}

.step p {
    color: var(--gray-text);
    font-size: 0.9rem;
}

.step-arrow {
    flex: 0 0 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding-top: 80px;
}

.step-arrow img {
    width: 30px;
}

.cta-center {
    text-align: center;
}

/* Testimonials */
.testimonials-section {
    padding: 80px 0;
    background: var(--light-gray);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-bottom: 50px;
}

.testimonial-card {
    background: var(--white);
    padding: 30px;
    border-radius: var(--border-radius);
    box-shadow: var(--shadow);
}

.testimonial-stars {
    color: var(--yellow-star);
    font-size: 1.2rem;
    margin-bottom: 15px;
}

.testimonial-card p {
    color: var(--dark-text);
    line-height: 1.7;
    margin-bottom: 20px;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 15px;
}

.testimonial-author img {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    object-fit: cover;
}

.testimonial-author strong {
    display: block;
    color: var(--navy-blue);
}

.testimonial-author span {
    font-size: 0.85rem;
    color: var(--gray-text);
}

.testimonials-footer {
    text-align: center;
}

.trust-badges {
    display: flex;
    justify-content: center;
    gap: 40px;
}

.trust-badge {
    display: flex;
    align-items: center;
    gap: 15px;
    padding: 15px 30px;
    background: var(--white);
    border-radius: var(--border-radius);
    box-shadow: var(--shadow);
}

.trust-badge img {
    width: 50px;
    height: 50px;
    border-radius: 50%;
}

.trust-badge .rating {
    display: block;
    font-weight: 700;
    color: var(--navy-blue);
}

.trust-badge > div > span:last-child {
    font-size: 0.85rem;
    color: var(--gray-text);
}

/* Disclosures */
.disclosures-section {
    padding: 40px 0;
    background: var(--white);
    border-top: 1px solid var(--medium-gray);
}

.disclosure-toggle {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    width: 100%;
    background: none;
    border: none;
    font-size: 1rem;
    font-weight: 600;
    color: var(--navy-blue);
    cursor: pointer;
    padding: 15px;
}

.disclosure-toggle svg {
    width: 20px;
    height: 20px;
    transition: transform 0.3s;
}

.disclosure-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s;
}

.disclosure-content.active {
    max-height: 1000px;
}

.disclosure-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    padding: 30px;
    background: var(--light-gray);
    border-radius: var(--border-radius);
}

.disclosure-item h4 {
    font-size: 1rem;
    color: var(--navy-blue);
    margin-bottom: 10px;
}

.disclosure-item p {
    color: var(--gray-text);
    font-size: 0.9rem;
    line-height: 1.6;
}

/* Footer */
.footer {
    background: var(--navy-blue);
    color: var(--white);
}

.footer-disclaimer {
    background: rgba(255, 255, 255, 0.1);
    padding: 20px 0;
}

.footer-disclaimer h4 {
    font-size: 0.9rem;
    margin-bottom: 10px;
}

.footer-disclaimer p {
    font-size: 0.85rem;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.8);
}

.footer-main {
    padding: 50px 0 20px;
}

.footer-content {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 40px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 10px;
}

.footer-logo .logo-img {
    width: 180px;
    height: auto;
}

.footer-logo .logo-text {
    color: var(--white);
    font-size: 1.5rem;
    font-weight: 700;
}

.footer-contact {
    margin-top: 20px;
}

.footer-contact p {
    color: rgba(255, 255, 255, 0.7);
    margin-bottom: 10px;
    font-size: 0.95rem;
}

.footer-social {
    display: flex;
    gap: 10px;
    margin-top: 20px;
}

.footer-social a {
    width: 40px;
    height: 40px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
}

.footer-social a:hover {
    background: var(--primary-blue);
}

.footer-social svg {
    width: 18px;
    height: 18px;
    color: var(--white);
}

.footer-links h4 {
    color: var(--white);
    font-size: 1.1rem;
    margin-bottom: 20px;
}

.footer-links ul li {
    margin-bottom: 12px;
}

.footer-links ul li a {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.95rem;
}

.footer-links ul li a:hover {
    color: var(--white);
}

.footer-bottom {
    text-align: center;
    padding-top: 30px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-badges {
    display: flex;
    justify-content: center;
    gap: 20px;
    margin-bottom: 20px;
}

.footer-badges .badge {
    padding: 8px 15px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 20px;
    font-size: 0.85rem;
}

.footer-bottom p {
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.9rem;
}

/* Back to Top */
.back-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 50px;
    height: 50px;
    background: var(--primary-blue);
    color: var(--white);
    border: none;
    border-radius: 50%;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow);
    transition: var(--transition);
    opacity: 0;
    visibility: hidden;
}

.back-to-top.visible {
    opacity: 1;
    visibility: visible;
}

.back-to-top:hover {
    background: var(--navy-blue);
    transform: translateY(-5px);
}

.back-to-top svg {
    width: 24px;
    height: 24px;
}

/* Page Hero */
.page-hero {
    background: linear-gradient(135deg, var(--navy-blue) 0%, var(--primary-blue) 100%);
    color: var(--white);
    padding: 60px 0;
    text-align: center;
}

.page-hero h1 {
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 10px;
}

.page-hero p {
    font-size: 1.2rem;
    opacity: 0.9;
}

.breadcrumb {
    margin-bottom: 15px;
    font-size: 0.9rem;
    opacity: 0.8;
}

/* Responsive */
@media (max-width: 992px) {
    .slide-content {
        flex-direction: column;
        text-align: center;
    }

    .slide-text h1 {
        font-size: 2.5rem;
    }

    .slide-stats {
        justify-content: center;
    }

    .slide-buttons {
        justify-content: center;
    }

    .slide-image {
        text-align: center;
    }

    .calculator-wrapper,
    .app-wrapper,
    .personal-loan-wrapper {
        flex-direction: column;
    }

    .loan-features-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .steps-container {
        flex-direction: column;
    }

    .step-arrow {
        transform: rotate(90deg);
        padding: 20px 0;
    }

    .services-grid,
    .why-choose-grid,
    .testimonials-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-content {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .nav-links {
        position: fixed;
        top: 70px;
        left: 0;
        right: 0;
        background: var(--white);
        flex-direction: column;
        padding: 20px;
        gap: 15px;
        box-shadow: 0 10px 20px rgba(0, 0, 0, 0.1);
        transform: translateY(-150%);
        opacity: 0;
        transition: var(--transition);
        pointer-events: none;
    }

    .nav-links.active {
        transform: translateY(0);
        opacity: 1;
        pointer-events: all;
    }

    .mobile-menu-btn {
        display: flex;
    }

    .section-header h2 {
        font-size: 2rem;
    }

    .form-row {
        flex-direction: column;
    }

    .disclosure-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 600px) {
    .services-grid,
    .why-choose-grid,
    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .slide-text h1 {
        font-size: 2rem;
    }

    .slide-stats {
        flex-direction: column;
        gap: 20px;
    }

    .loan-nav-tabs {
        flex-direction: column;
    }

    .loan-requirements ul {
        grid-template-columns: 1fr;
    }

    .trust-badges {
        flex-direction: column;
    }

    .footer-content {
        grid-template-columns: 1fr;
    }

    .btn-large {
        padding: 15px 30px;
        font-size: 1rem;
    }
}