Personal Loan Calculator
Check your rate in 2 minutes without affecting your credit score
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Manage your loan on the go. Available on iOS and Android.
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Find the perfect loan solution for your unique needs
Personal Loans
Flexible financing for debt consolidation, home improvements, or major purchases.
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Education Loans
Invest in your future with competitive rates for tuition and educational expenses.
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Personal Loan
Get the funds you need with flexible terms
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Interest rate between 5.99% to 35.99% APR- Loan amount between $1,000 to $45,000
- Flexible loan terms from 24 to 84 months
- Get funded in as little as 24 hours
- No prepayment penalties
- Fixed monthly payments
Requirements
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Age 18+ with valid ID- US resident or citizen
- Active bank account
- Regular source of income
- Credit score of 600+ (recommended)
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Why Choose Us
Trusted by thousands of Americans for fair, transparent lending
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Lower Rates
Average borrower saves $200/month compared to credit cards. Rates from 5.99% APR.
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No Hidden Fees
Transparent pricing with no origination fees or prepayment penalties.
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Fast Approval
Get a decision in minutes, not days. Complete your application in 5 minutes.
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Flexible Terms
Choose repayment terms from 24 to 84 months to fit your budget.
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Easy Process
100% online. No branches, no paperwork, no hassle.
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Protection
Your information is protected with modern security measures.
How It Works
Get your loan in 4 simple steps
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Check Your Rate
Fill out a quick form to see your actual rate. Takes only 2 minutes with no impact to your credit score.
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Choose Your Offer
Select the loan amount and term that works best for you from multiple offers.
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Verify Your Info
Complete your application by verifying your identity and bank information.
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Get Funded
Once approved, your funds are deposited directly to your bank account within 24 hours.
What Our Members Say
Join millions of satisfied customers
"LendingClub helped me consolidate my debt and save over $300 a month. The process was so easy and the customer service was excellent!"
"I used my personal loan for home improvements and the value has already increased. Best decision I made this year!"
"Applied on a Sunday and had the money in my account by Monday morning. Couldn't believe how fast and easy it was!"
